🏆 Credit Repair Education, Done Right

Learn to fix your own credit — step by step, no guesswork.

A complete FCRA, FDCPA, and Metro 2® dispute course built for real people, plus a full interactive tool kit to help you find violations and write disputes with confidence.

10-module course
Interactive dispute tools
Self-paced learning
Tina Talks Credit
📈 Score improving
Violation found
📝 Dispute sent
Why Students Choose Us

Everything you need, nothing you don't

A complete system for understanding and disputing errors on your credit report — built by someone who's done this for 20+ years.

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Structured Curriculum

Ten modules covering every part of your credit report, from personal information to public records.

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Interactive Tool Kit

Violation detectors, code guides, and dispute generators you can use on your own report right away.

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Real Legal Grounding

Every lesson is built on actual FCRA, FDCPA, and Metro 2® standards — not guesswork.

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Learn At Your Pace

Self-paced access means you move through the material on your own schedule, not ours.

The Curriculum

Featured Course Modules

Click any module to see what's covered.

🔍 Violation Detector
📊 Metro 2 Code Guide
✨ Dispute Reason Generator
📁 Collections Finder
🏛️ Public Records Finder
🚗 Repossession Laws
Everything Included

A Complete Arsenal — Not Just a Course

Your membership includes professional tools used by top credit repair businesses — available the moment you enroll.

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AI-Powered Dispute Letter Generator

Generate personalized, bureau-specific dispute letters in seconds. Your contact info merges automatically — no copy-pasting required.

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150+ Template Download Library

Every dispute scenario covered — collections, late payments, charge-offs, inquiries, identity theft, and more. New templates added monthly.

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Step-by-Step Video Training

Six comprehensive modules with clear, actionable lessons. Learn at your own pace, revisit any time, on any device.

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Bureau Address & Tracking System

Always send to the right department. Our updated bureau address database ensures your disputes land exactly where they need to.

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FCRA Compliance Guides

Know your rights at every step. Downloadable compliance checklists protect you and your clients throughout the dispute process.

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Student Community & Support

Access to a private community of students and business owners. Get answers, share wins, and grow alongside fellow champions.

Join Now — $39.99
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Real Results

What Our Graduates Say

Hear from students who put the course and tool kit to work on their own reports.

Most Popular

Dispute Champs Academy

Full access to everything. Cancel anytime.

$39.99 /mo
  • 6-Module Credit Repair Training Program
  • Dispute Letter Generator (unlimited letters)
  • 150+ Downloadable Letter Templates
  • All 3-Bureau Address Database
  • FCRA Compliance Guides & Checklists
  • Business Launch Toolkit
  • Private Student Community
  • New Content Added Monthly
Enroll Now — $39.99/mo
Tina Talk's Credit
Tina Talk’s Credit Founder, Dispute Champs Academy
Meet Your Instructor

Real Experience.
Real Results.

🧡 Certified Credit Specialist ✓ FCRA Compliance Expert 🔥 2,000+ Students Trained

After years in the credit repair industry, I watched countless people get ripped off, misled, and left with no results. I built Dispute Champs Academy because I knew there was a better way — one built on real strategy, legal knowledge, and professional tools that actually work.

Every module in this academy comes from real disputes I’ve won for real clients. I’m not teaching theory — I’m teaching you what works in the real world, right now.

Learn From the Best
Is This For Me?

Built for Two Types of Champions

Whether you want to fix your own credit or build a business helping others, this academy was designed for you.

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Individuals & Consumers

  • You have errors on your credit report slowing you down
  • You’ve been denied loans, cards, or apartments due to credit
  • You want to fix your credit yourself without paying high fees
  • You’re ready to take control and see real results in 90 days
  • You want tools that do the heavy lifting — not more guesswork
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Credit Repair Business Owners

  • You want to launch or scale a compliant credit repair business
  • You need professional-grade dispute tools for your clients
  • You want a letter generator your whole team can use
  • You’re tired of manual processes slowing down results
  • You want training you can share with your staff
FAQs

Everything You Need to Know

Dispute Champs Academy

Ready to Take Control of Your Credit?

Join Dispute Champs Academy today and get instant access to the course, the tool kit, and everything you need to start disputing with confidence.

Join Now — $39.99

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