PRIVACY POLICY

Dispute Champs Academy

Last Updated:June 16, 2026

Dispute Champs Academy (“Company,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information when you visit our website, enroll in our academy, join our community, purchase products, book calls, submit forms, receive emails or text messages, interact with ads, or use any related services.

By using our website or services, you agree to this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

Personal Information: name, email address, phone number, billing address, mailing address, username, account login details, and contact preferences.

Payment Information: payment method details, transaction history, billing status, purchase history, subscription status, and payment-plan information. Full card numbers are processed by third-party payment processors and are not stored directly by us.

Credit-Education Information You Provide: information you voluntarily submit related to credit goals, credit challenges, disputes, funding interests, business credit, financial education needs, or mentorship questions.

Communications: emails, text messages, chat messages, support requests, community posts, comments, testimonials, survey answers, and call-booking details.

Technical Data: IP address, browser type, device type, operating system, pages visited, referral source, time spent on pages, cookies, pixels, analytics data, and general location data.

Marketing Data: ad interactions, opt-in forms, lead source, email open rates, link clicks, funnel activity, campaign engagement, and preferences.

2. How We Collect Information

We collect information when you:

Visit our website.

Submit a form.

Download a free resource.

Enroll in a course or membership.

Purchase a product or service.

Book a call or mentorship session.

Join a community.

Contact support.

Click an ad or email link.

Interact with our social media pages.

Use cookies, pixels, analytics, or tracking technologies.

3. How We Use Your Information

We may use your information to:

Provide access to courses, memberships, communities, coaching, mentorship, and digital products.

Process payments and manage subscriptions.

Deliver customer support.

Send confirmations, receipts, reminders, and service updates.

Send educational content, promotions, offers, and newsletters.

Respond to questions and support requests.

Personalize your experience.

Improve our website, funnels, offers, and marketing.

Analyze traffic, conversions, and campaign performance.

Prevent fraud, abuse, chargebacks, security threats, and unauthorized access.

Comply with legal, tax, accounting, and regulatory obligations.

Enforce our Terms of Use.

4. Email and SMS Communications

By submitting your contact information, you may receive emails, calls, or text messages from Dispute Champs Academy.

Message and data rates may apply. Message frequency may vary.

You may opt out of marketing emails by clicking “unsubscribe.” You may opt out of text messages by replying STOP. For help, reply HELP or contact [email protected].

We may still send transactional or account-related messages, such as purchase confirmations, password resets, appointment reminders, billing notices, or legal updates.

5. Cookies, Pixels, and Tracking Technologies

We may use cookies, pixels, tags, scripts, and similar technologies to:

Remember your preferences.

Track website usage.

Measure ad performance.

Improve user experience.

Retarget visitors with relevant ads.

Analyze funnel performance.

Support fraud prevention and security.

We may use tools such as Google Analytics, Google Ads, Meta Pixel, TikTok Pixel, YouTube, GoHighLevel, Stripe, PayPal, email platforms, calendar tools, and other third-party systems.

Google explains that advertising cookies may help personalize or measure ads, and users can manage certain ad settings through Google’s tools. (Google Policies)

6. Advertising and Retargeting

We may use your information to show relevant ads on platforms such as Google, YouTube, Facebook, Instagram, TikTok, LinkedIn, or other advertising networks.

We do not knowingly use sensitive personal information for unlawful advertising discrimination or prohibited targeting.

Advertising platforms have their own rules, privacy practices, and opt-out tools.

7. Third-Party Service Providers

We may share information with trusted third-party providers who help us operate our business, including:

Payment processors.

Website and funnel platforms.

Email and SMS providers.

Analytics providers.

Advertising platforms.

Scheduling tools.

Community platforms.

Customer support tools.

Cloud hosting providers.

Legal, tax, accounting, and compliance professionals.

These providers may only use your information as needed to provide services to us or as allowed by law.

8. GoHighLevel and Funnel Platforms

If we use GoHighLevel or similar platforms, your information may be processed through those systems for forms, calendars, websites, funnels, CRM records, email, SMS, automation, payments, and customer communications.

HighLevel states that its customers may use its platform to process customer personal information for websites, services, communications, and related business purposes. (GoHighLevel)

9. Payments and Financial Transactions

Payments are processed by third-party payment processors. We do not directly store full credit card numbers.

Payment processors may collect and process your payment information according to their own privacy policies and security standards.

We may retain purchase records, invoices, subscription status, chargeback records, and tax-related transaction data.

10. Credit and Financial Information

Dispute Champs Academy is an educational company. If you voluntarily share credit-related information, we use it only to provide education, support, mentorship, or service-related guidance.

You should not submit Social Security numbers, full credit card numbers, bank login credentials, or highly sensitive documents unless specifically requested through a secure approved channel.

We do not sell your credit reports or sensitive financial information.

11. How We Share Information

We may share information:

With service providers who help operate our business.

To process payments.

To deliver emails, SMS messages, products, courses, and support.

To comply with law, subpoenas, court orders, or legal requests.

To prevent fraud, security threats, or illegal activity.

To enforce our Terms of Use.

During a business transfer, merger, acquisition, or sale of assets.

With your consent.

We do not sell your personal information in the traditional sense.

12. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information.

However, no website, platform, email system, payment system, or internet transmission is 100% secure. You use our services at your own risk.

You are responsible for keeping your account login details confidential.

13. Data Retention

We retain information as long as necessary to:

Provide services.

Maintain business records.

Resolve disputes.

Process payments.

Comply with legal obligations.

Prevent fraud.

Enforce agreements.

Improve our services.

We may delete or anonymize information when it is no longer needed.

14. Your Privacy Rights

Depending on where you live, you may have rights to:

Access your personal information.

Request correction.

Request deletion.

Opt out of marketing communications.

Opt out of certain targeted advertising.

Request a copy of your data.

Limit certain uses of sensitive information.

To make a request, contact:

[email protected]

We may need to verify your identity before fulfilling a request.

15. California Privacy Rights

If you are a California resident, you may have rights under California privacy laws, including the right to know, delete, correct, and opt out of certain data sharing.

We do not knowingly sell personal information as the term is commonly understood.

To submit a California privacy request, email:

[email protected]

16. GDPR / International Users

If you are located in the European Economic Area, United Kingdom, or another region with data protection laws, you may have additional rights regarding your personal data.

Our legal bases for processing may include consent, contract performance, legitimate interests, legal obligations, and protection against fraud or abuse.

By using our services from outside the United States, you understand your information may be transferred to and processed in the United States.

17. Children’s Privacy

Our services are intended for adults 18 and older.

We do not knowingly collect personal information from children under 13. If we learn that we collected information from a child under 13, we will delete it as required by law.

18. Affiliate Links and Third-Party Websites

Our website may contain affiliate links or links to third-party websites.

We are not responsible for the privacy practices, policies, security, or content of third-party websites.

You should review their privacy policies before submitting information.

19. Testimonials, Reviews, and Community Content

If you submit a testimonial, review, comment, screenshot, success story, or community post, we may use it for educational, promotional, or marketing purposes with your permission where required by law.

Do not post private, sensitive, or confidential information in public community areas.

20. Do Not Track Signals

Some browsers send “Do Not Track” signals. Our website may not respond to all such signals because there is no universal industry standard.

You may manage cookies through your browser settings.

21. Changes to This Privacy Policy

We may update this Privacy Policy at any time. Updates will be posted with a new “Last Updated” date.

Your continued use of our website or services means you accept the updated Privacy Policy.

22. Contact Us

For privacy questions, requests, or concerns, contact:

Dispute Champs Academy
Email: [email protected]