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Crushing Charge-Offs: Your Ultimate Guide to Disputing & Deleting Unpaid Debts
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Unlock the power of credit repair with our expert-led courses! Whether you're a beginner looking to fix your own credit or an aspiring credit repair specialist, our courses provide step-by-step guidance, legal strategies, and insider knowledge to help you succeed.
Home
/
Crushing Charge-Offs: Your Ultimate Guide to Disputing & Deleting Unpaid Debts
Featured Courses
Browse Our Popular Courses
Unlock the power of credit repair with our expert-led courses! Whether you're a beginner looking to fix your own credit or an aspiring credit repair specialist, our courses provide step-by-step guidance, legal strategies, and insider knowledge to help you succeed.
Module 6
4.8
(5.8K +)
Crushing Charge-Offs: Your Ultimate Guide to Disputing & Deleting Unpaid Debts
A charge-off occurs when a creditor marks a debt as uncollectible and writes it off as a loss. However, this does not erase the debt—you may still be responsible for repayment, and it can negatively impact your credit score.
About This Course
Key Points
Learn how Experian, Equifax, and TransUnion influence your financial profile by collecting and reporting credit data.
Understand the different strengths of each bureau, including Experian's financial education focus, Equifax’s data analytics, and TransUnion's fraud protection.
Explore how credit reports are compiled, interpreted, and used by both consumers and businesses.
Gain knowledge of federal laws like the Fair Credit Reporting Act (FCRA) that govern credit bureau operations.
Discover actionable strategies to correct inaccuracies and improve your credit score.
Navigate the credit system effectively to take control of your financial future.
Information :
- Release date June 2025
- Last updated June 2025
- 155+ Member enrolled
- Certification
Price
$45.00
Course Content
Instructor

Expert in Credit Repair
Tina's Talk Credit
- 24+ h taught
- video chat
- 92% Positive Feedback
How It Works
Your Online Learning Journey Made Easy
Your credit disputing journey starts here! Join thousands of credit repair companies and individuals who have achieved success with our proven, expert-led strategies.
01
Choose Your Course
02
Sign Up and Pay
03
Learn and Engage
Don Walt
Verified Student
This course was comprehensive and covered everything i needed to know about animation.
"I can't say enough about how incredible this online credit repair school is! The lessons are clear, the video teachings make everything easy to understand, and the dispute letter editor is a total game-changer. I've learned more here in a few weeks than I did in years of trying to figure it out on my own. Thanks to this program, I now have the confidence to challenge inaccuracies and take control of my credit. If you're serious about credit repair, this is the place to be!"
QUestions & Answers
Frequently Asked Questions
Have questions about how our courses work? You’re in the right place.
At Dispute Champs Academy, we’re committed to making your learning journey simple, flexible, and effective. Whether you're new to credit repair or ready to become a certified dispute expert, this section answers the most common questions students have before enrolling. Still need help? You can always reach out to our support team for personalized assistance.
Contact Support
An online course is a structured training program you can complete from anywhere, at your own pace, using your phone, tablet, or computer. Each Dispute Champs course walks you step-by-step through key credit repair topics using video lessons, worksheets, templates, and expert guidance.
Click the “Buy Now” or “Enroll” button next to the course you want to take. After checkout, you’ll receive instant access to your student portal. From there, you can begin your course right away. No application or approval needed.
Each course is divided into short, easy-to-follow modules. You’ll log in and complete lessons at your convenience. Most courses include downloadable dispute letters, legal references, and action steps you can start using immediately to repair credit — either for yourself or for your clients.
Yes! You can take each course at your own pace. Whether you finish in a weekend or over several weeks, you’ll have lifetime access to all lessons, updates, and bonus content added in the future.
No, Dispute Champs Academy does not offer degrees. Instead, we provide hands-on, practical training focused on real-world credit repair strategies and compliance-based dispute methods. These are career-boosting skills you can use to start or grow your credit repair business, or to fix your own credit like a pro.










